Andy knows what it’s like to pull oneself up to make a better life. He isn’t afraid to say that his early life was tough. Growing up in a broken home gave him a deep commitment to helping others achieve financial stability. Andy put himself through college working construction. This led him to start his own construction business. After a few years though, he longed for something different and went into the investment industry. He learned the ropes, but his position didn’t allow him to do more than just fill orders. Andy wanted to help people and make a difference in their lives. Answering a classified ad brought him to Cooney Associates where he found what he was yearning for: working closely with clients to help them plan and fulfill their dreams. He loved it so much, he bought the business from his mentor.

Andy has deep experience in both corporate and government retirement plans, pension plans, and Social Security. He is Cooney’s investment and tax expert, meaning that Andy loves finding ways to save clients money through strategies that can help lower taxes. He also focuses on risk management through investments.

Outside the office, Andy is deeply committed to his wife and kids. He also enjoys a good book with his dog at his side.

Fun Fact Andy has a degree in Neurobiology and Anatomy. He and his wife rescue pit bulls.

Ideal Retirement Andy looks forward to a nomadic life with his wife, then finding an ideal spot to build a home with enough land to share with a motley crew of well-loved rescue dogs.

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Heather believes there’s always room for a wealth management discussion. She has an obsession, tenacity, and passion for what she does. Mainly, she wants to help people avoid mistakes. This all stems from Heather’s childhood dream of going to law school and then into the FBI. This winding path led her to the start of her career at a brokerage firm.  While the stock market was exciting, Heather felt unfulfilled.  A few years later, she discovered Cooney Associates and in 2004 was on the road to her superpower of engaging and educating clients through wealth management. 

Heather’s passion lies in preparation, education, and protection.  As a woman in transition, first as a single mom with experience in familial loss and later a large, blended family of 4 adult children, Heather is keenly aware of the need for multigenerational planning and expert financial advice for people of all ages and backgrounds.  Evaluating protection needs, estate strategies, and risk management while designing a financial proposal is one of her primary interests in wealth management planning.  She believes the planning process isn’t really complete unless you try to break the plan and put it back together.  

Outside of the office Heather is an enthusiastic reader of suspense, thriller, and suspenseful, thrilling, romance books.  She love the Colorado Outdoors and her vacations are usually spent in Steamboat Springs.  She and her husband have four kids, two by blood and two by love—and Cooney’s Mascot, Nala.

Fun Facts:
Heather is a Certified Latent Print Technician (fingerprint examiner) who is certified to work for local law enforcement agencies in the State of Colorado. 

Ideal Retirement:
In the future, you’ll find Heather in a Colorado ski town, drinking coffee and reading in the bookstore she hopes to own. She may consider hiring her husband as her barista. 

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Dean is on a constant quest to be a better person, father, and advisor. His involvement in the Mankind Project leads him in how he approaches his clients. He says his real job is to manage clients’ greed, hope and fear. Dean started his career in the auto business, but that didn’t align with his vision of helping people. He moved to insurance, then became an advisor and joined Cooney in 2018. Dean’s philosophy is that money is energy that allows clients to do more in life.  

Dean is a debt geek. He always looks to see how to put debt to work for clients. He says that debt is the one thing clients can control, so use it to build wealth. He specializes in working with entrepreneurs and small businesses, helping people embrace their emotions which are tied to their wealth.  

When Dean leaves the office, he focuses on his wife and two kids, a daughter in her 20s and a son is grade school. He loves the outdoors from the mountains to the sea and believes “There’s no end to a boy’s imagination.” 

Fun Fact: Dean has been to five of the seven continents. Africa and Antarctica are on his list.  

Ideal Retirement: Dean looks forward to continuously trading mountains with beaches around the world where he can mountain bike, golf and explore. 

Nala is more than a mascot. When she’s in the office, she’s Cooney Associates’ official greeter, atmosphere brightener, and goose chaser. She keeps the atmosphere easygoing, because sometimes wealth management can be stressful. She’s always happy to have her butt scratched and will gladly cover your black pants with fur.

Fun Fact Will shake either paw for a treat.

Ideal Retirement Enjoying a good bone near a fireplace with her favorite human nearby.